Side-by-side · Q2 2026 data
First Security Bank and Trust Company vs United Bank and Trust Company
Metric by metric
| Measure | First Security Bank and Trust Company | United Bank and Trust Company |
|---|---|---|
| TellerScore | 68 | 97 (stronger) |
| Capital cushion | 50 | 98 (stronger) |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 42 | 94 (stronger) |
| Funding & liquidity | 80 | 93 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 37th | 100th |
| Total assets | $538.2M | $228.4M |
| Deposits / shares | $469.0M | $199.7M |
| Capital ratio | 10.03% | 14.83% (stronger) |
| Problem loans | 0.27% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.56% | 1.84% (stronger) |
| Loans ÷ deposits | 73.1% | 60.9% (stronger) |
| Uninsured deposits | 21.7% | 20.6% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Bank and Trust Company has the higher TellerScore (97 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank and Trust Company leads on 0 and United Bank and Trust Company on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hampton, IA