Side-by-side · Q2 2026 data
First Security Bank vs America's Community Bank
Metric by metric
| Measure | First Security Bank | America's Community Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 57 |
| Capital cushion | 30 | 37 (stronger) |
| Loan quality | 86 (stronger) | 56 |
| Earnings | 62 | 84 (stronger) |
| Funding & liquidity | 86 (stronger) | 50 |
| Problem-loan coverage | 93 (stronger) | 77 |
| Peer percentile | 26th | 16th |
| Total assets | $61.9M | $64.1M |
| Deposits / shares | $56.9M | $49.5M |
| Capital ratio | 7.96% | 8.69% (stronger) |
| Problem loans | 0.43% (stronger) | 1.32% |
| Net charge-offs | 1.26% | -0.01% (stronger) |
| Return on assets | 1.06% | 1.60% (stronger) |
| Loans ÷ deposits | 73.4% (stronger) | 112.4% |
| Uninsured deposits | 16.1% | 10.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Security Bank has the higher TellerScore (65 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 3 and America's Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.