Side-by-side · Q2 2026 data
First Security Bank vs Community Bank of Memphis
Metric by metric
| Measure | First Security Bank | Community Bank of Memphis |
|---|---|---|
| TellerScore | 65 | 85 (stronger) |
| Capital cushion | 30 | 74 (stronger) |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 62 | 63 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 26th | 78th |
| Total assets | $61.9M | $63.7M |
| Deposits / shares | $56.9M | $55.0M |
| Capital ratio | 7.96% | 12.39% (stronger) |
| Problem loans | 0.43% | 0.00% (stronger) |
| Net charge-offs | 1.26% | 0.00% (stronger) |
| Return on assets | 1.06% | 1.08% (stronger) |
| Loans ÷ deposits | 73.4% | 43.5% (stronger) |
| Uninsured deposits | 16.1% | 10.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank of Memphis has the higher TellerScore (85 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 0 and Community Bank of Memphis on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.