Community Bank of Memphis is a state-chartered bank headquartered in Memphis, Missouri, in business for about 27 years. At the end of Q2 2026 it reported $63.7M in total assets and $55.0M in deposits, with 1 office.
Community Bank of Memphis has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 78% of its 546 banks with under $100 million in assets. Among 194 banks headquartered in Missouri, it ranks 25th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (63/100, 1.08%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (84 → 85).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 87 |
| Q4 2024 | 87 |
| Q1 2025 | 85 |
| Q2 2025 | 84 |
| Q3 2025 | 86 |
| Q4 2025 | 86 |
| Q1 2026 | 85 |
| Q2 2026 | 85 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.14% |
| Q3 2024 | 14.38% |
| Q4 2024 | 13.94% |
| Q1 2025 | 13.38% |
| Q2 2025 | 12.61% |
| Q3 2025 | 12.84% |
| Q4 2025 | 12.65% |
| Q1 2026 | 12.57% |
| Q2 2026 | 12.39% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.69% |
| Q3 2024 | 0.66% |
| Q4 2024 | 0.72% |
| Q1 2025 | 0.75% |
| Q2 2025 | 0.91% |
| Q3 2025 | 1.03% |
| Q4 2025 | 1.09% |
| Q1 2026 | 1.03% |
| Q2 2026 | 1.08% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $63.7M | 12.39% | 0.00% | 1.08% | 43.5% |
| Q1 2026 | 85 | $61.5M | 12.57% | 0.00% | 1.03% | 45.6% |
| Q4 2025 | 86 | $63.4M | 12.65% | 0.00% | 1.09% | 45.7% |
| Q3 2025 | 86 | $59.7M | 12.84% | 0.00% | 1.03% | 52.6% |
| Q2 2025 | 84 | $59.3M | 12.61% | 0.00% | 0.91% | 50.4% |
| Q1 2025 | 85 | $60.3M | 13.38% | 0.00% | 0.75% | 49.9% |
| Q4 2024 | 87 | $53.3M | 13.94% | 0.00% | 0.72% | 57.4% |
| Q3 2024 | 87 | $50.4M | 14.38% | 0.00% | 0.66% | 62.2% |
| Q2 2024 | 86 | $50.1M | 14.14% | 0.00% | 0.69% | 64.8% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| America's Community BankBank Blue Springs, MO | 57 out of 100, Moderate | $64.1M | 8.7% | 1.32% | vs |
| Montrose Savings BankBank Montrose, MO | 97 out of 100, Very strong | $63.2M | 14.5% | 0.13% | vs |
| First Security BankBank Union Star, MO | 65 out of 100, Moderate | $61.9M | 8.0% | 0.43% | vs |
| The Bank of HoustonBank Houston, MO | 82 out of 100, Strong | $67.4M | 14.1% | 0.16% | vs |
| Bank of IberiaBank Iberia, MO | 68 out of 100, Moderate | $73.9M | 9.1% | 0.48% | vs |
| FMB BankBank Wright City, MO | 61 out of 100, Moderate | $51.2M | 7.5% | 0.01% | vs |
Deposit insurance
Is my money safe at Community Bank of Memphis?
Yes. Community Bank of Memphis is an FDIC-insured institution (FDIC certificate #35094). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 10.1% of deposits ($5.6M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.39%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Community Bank of Memphis lists 1 office in 1 city. Most locations:
- Memphis, MO (1)
Identity & history
Profile
- Legal name
- Community Bank of Memphis
- Type
- State-chartered bank
- FDIC certificate #
- 35094
- RSSD ID
- 2724766
- Primary regulator
- FDIC
- Holding company
- Clark County Bancshares Inc
- Established
- March 20, 1999
- Headquarters
- 112 E Madison St, Memphis, MO 63555
- Employees
- 7
Quick answers
Community Bank of Memphis: common questions
Is Community Bank of Memphis FDIC insured?
Yes. Community Bank of Memphis is an FDIC-insured institution (FDIC certificate #35094). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Community Bank of Memphis's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Community Bank of Memphis ever failed?
There is no failure record for FDIC certificate #35094 in the FDIC failed bank list.
How many branches does Community Bank of Memphis have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Memphis
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| State Central BankBank Bonaparte, IA | 84 out of 100, Strong | $63.2M | 16.1% | 1.11% | vs |
| The Citizens Bank of EdinaBank Edina, MO | 81 out of 100, Strong | $106.7M | 14.5% | 1.45% | vs |
| United State BankBank Lewistown, MO | 80 out of 100, Strong | $290.1M | 10.5% | 0.07% | vs |
| Success BankBank Bloomfield, IA | 79 out of 100, Strong | $277.1M | 12.2% | 0.33% | vs |
| Peoples Bank of Wyaconda, MissouriBank Kahoka, MO | 78 out of 100, Strong | $148.5M | 10.6% | 0.02% | vs |
| Pilot Grove Savings BankBank Pilot Grove, IA | 74 out of 100, Strong | $1.2B | 8.8% | 0.13% | vs |