Side-by-side · Q2 2026 data
First Security Bank vs First State Bank
Metric by metric
| Measure | First Security Bank | First State Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 79 |
| Capital cushion | 73 (stronger) | 57 |
| Loan quality | 100 | 100 |
| Earnings | 72 | 85 (stronger) |
| Funding & liquidity | 97 (stronger) | 67 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 81st | 63rd |
| Total assets | $65.2M | $72.5M |
| Deposits / shares | $54.7M | $61.7M |
| Capital ratio | 12.25% (stronger) | 10.71% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.29% | 1.62% (stronger) |
| Loans ÷ deposits | 58.8% (stronger) | 89.5% |
| Uninsured deposits | 18.1% (stronger) | 18.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Security Bank has the higher TellerScore (86 vs 79). On the 5 directional measures above (where higher or lower is clearly better), First Security Bank leads on 4 and First State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.