TellerScore

Side-by-side · Q2 2026 data

First Security Bank vs State Bank

Bank

First Security Bank

Mapleton, Iowa · Under $100 million in assets

86of 100
Very strong

Bank

State Bank

Spencer, Iowa · Under $100 million in assets

61of 100
Moderate

Metric by metric

MeasureFirst Security BankState Bank
TellerScore86 (stronger)61
Capital cushion73 (stronger)33
Loan quality100 (stronger)77
Earnings72 (stronger)52
Funding & liquidity97 (stronger)82
Problem-loan coverage100 (stronger)89
Peer percentile81st19th
Total assets$65.2M$74.9M
Deposits / shares$54.7M$68.2M
Capital ratio12.25% (stronger)8.31%
Problem loans0.00% (stronger)0.70%
Net charge-offs0.00%-0.01% (stronger)
Return on assets1.29% (stronger)0.80%
Loans ÷ deposits58.8% (stronger)74.8%
Uninsured deposits18.1%18.0% (stronger)
Offices23
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

First Security Bank has the higher TellerScore (86 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 5 and State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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