Side-by-side · Q2 2026 data
First Security Bank vs The Shelby County State Bank
Metric by metric
| Measure | First Security Bank | The Shelby County State Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 74 |
| Capital cushion | 73 (stronger) | 50 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 72 | 77 (stronger) |
| Funding & liquidity | 97 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 81st | 57th |
| Total assets | $65.2M | $523.6M |
| Deposits / shares | $54.7M | $462.9M |
| Capital ratio | 12.25% (stronger) | 10.00% |
| Problem loans | 0.00% (stronger) | 0.40% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.29% | 1.43% (stronger) |
| Loans ÷ deposits | 58.8% (stronger) | 74.9% |
| Uninsured deposits | 18.1% | 16.9% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Security Bank has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 5 and The Shelby County State Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Danbury, IA
- Mapleton, IA