Side-by-side · Q2 2026 data
First Security Bank vs Bloomington Municipal Credit Union
Credit union
Bloomington Municipal Credit Union
Bloomington, Illinois · Under $100 million in assets
Metric by metric
| Measure | First Security Bank | Bloomington Municipal Credit Union |
|---|---|---|
| TellerScore | 69 | 87 (stronger) |
| Capital cushion | 42 | 85 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 66 (stronger) | 61 |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 40th | 83rd |
| Total assets | $151.1M | $45.7M |
| Deposits / shares | $126.0M | $39.5M |
| Capital ratio | 9.22% | 13.50% (stronger) |
| Problem loans | 0.00% (stronger) | 0.10% |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 1.14% (stronger) | 1.02% |
| Loans ÷ deposits | 97.1% | 33.7% (stronger) |
| Uninsured deposits | 22.3% | 13.0% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bloomington Municipal Credit Union has the higher TellerScore (87 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 3 and Bloomington Municipal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.