Side-by-side · Q2 2026 data
First Security Bank vs Philo Exchange Bank
Metric by metric
| Measure | First Security Bank | Philo Exchange Bank |
|---|---|---|
| TellerScore | 69 | 76 (stronger) |
| Capital cushion | 42 | 52 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 66 (stronger) | 60 |
| Funding & liquidity | 55 | 90 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 40th | 64th |
| Total assets | $151.1M | $156.6M |
| Deposits / shares | $126.0M | $130.3M |
| Capital ratio | 9.22% | 10.18% (stronger) |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 1.14% (stronger) | 1.01% |
| Loans ÷ deposits | 97.1% | 67.6% (stronger) |
| Uninsured deposits | 22.3% | 17.5% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Philo Exchange Bank has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 3 and Philo Exchange Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.