TellerScore

Side-by-side · Q2 2026 data

First Security Bank vs Centennial Bank

Bank

First Security Bank

Searcy, Arkansas · $1 billion – $10 billion

92of 100
Very strong

Bank

Centennial Bank

Conway, Arkansas · $10 billion – $100 billion

79of 100
Strong

Metric by metric

MeasureFirst Security BankCentennial Bank
TellerScore92 (stronger)79
Capital cushion100 (stronger)76
Loan quality95 (stronger)82
Earnings94100 (stronger)
Funding & liquidity62 (stronger)40
Problem-loan coverage99 (stronger)94
Peer percentile99th94th
Total assets$8.6B$24.6B
Deposits / shares$6.8B$19.6B
Capital ratio15.60% (stronger)12.61%
Problem loans0.14% (stronger)0.55%
Net charge-offs0.47%0.07% (stronger)
Return on assets1.85%2.13% (stronger)
Loans ÷ deposits66.1% (stronger)85.4%
Uninsured deposits44.3% (stronger)46.7%
Offices77225
CFPB complaints (3 yrs)—55
Complaints per $1B deposits—2.8
Mortgage denial rate (HMDA)6.6%23.4%

First Security Bank has the higher TellerScore (92 vs 79). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 5 and Centennial Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

Compare two institutions