TellerScore

Side-by-side · Q2 2026 data

First Security Bank vs CS Bank

Bank

First Security Bank

Searcy, Arkansas · $1 billion – $10 billion

92of 100
Very strong

Bank

CS Bank

Eureka Springs, Arkansas · $100 million – $1 billion

69of 100
Moderate

Metric by metric

MeasureFirst Security BankCS Bank
TellerScore92 (stronger)69
Capital cushion100 (stronger)70
Loan quality95 (stronger)54
Earnings94100 (stronger)
Funding & liquidity62 (stronger)45
Problem-loan coverage99 (stronger)82
Peer percentile99th40th
Total assets$8.6B$628.5M
Deposits / shares$6.8B$485.5M
Capital ratio15.60% (stronger)11.97%
Problem loans0.14% (stronger)1.37%
Net charge-offs0.47%0.12% (stronger)
Return on assets1.85%2.09% (stronger)
Loans ÷ deposits66.1% (stronger)107.2%
Uninsured deposits44.3%22.9% (stronger)
Offices777
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)6.6%5.2%

First Security Bank has the higher TellerScore (92 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 4 and CS Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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