TellerScore

Side-by-side · Q2 2026 data

First Security Bank vs SSB Bank

Bank

First Security Bank

Searcy, Arkansas · $1 billion – $10 billion

92of 100
Very strong

Bank

SSB Bank

Spiro, Oklahoma · $100 million – $1 billion

80of 100
Strong

Metric by metric

MeasureFirst Security BankSSB Bank
TellerScore92 (stronger)80
Capital cushion100100
Loan quality9597 (stronger)
Earnings94 (stronger)21
Funding & liquidity6275 (stronger)
Problem-loan coverage9999
Peer percentile99th77th
Total assets$8.6B$129.9M
Deposits / shares$6.8B$104.7M
Capital ratio15.60%17.01% (stronger)
Problem loans0.14%0.09% (stronger)
Net charge-offs0.47%0.05% (stronger)
Return on assets1.85% (stronger)0.03%
Loans ÷ deposits66.1% (stronger)82.2%
Uninsured deposits44.3%17.7% (stronger)
Offices773
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)6.6%—

First Security Bank has the higher TellerScore (92 vs 80). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 3 and SSB Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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