TellerScore

Side-by-side · Q2 2026 data

First Security Bank vs First Southeast Bank

Bank

First Security Bank

Byron, Minnesota · $100 million – $1 billion

37of 100
Low

Bank

First Southeast Bank

Harmony, Minnesota · $100 million – $1 billion

68of 100
Moderate

Metric by metric

MeasureFirst Security BankFirst Southeast Bank
TellerScore3768 (stronger)
Capital cushion2934 (stronger)
Loan quality1295 (stronger)
Earnings6284 (stronger)
Funding & liquidity52 (stronger)50
Problem-loan coverage5197 (stronger)
Peer percentile2nd37th
Total assets$161.7M$158.3M
Deposits / shares$121.6M$116.0M
Capital ratio7.93%8.42% (stronger)
Problem loans2.63%0.14% (stronger)
Net charge-offs0.15%-0.01% (stronger)
Return on assets1.05%1.60% (stronger)
Loans ÷ deposits98.6% (stronger)117.2%
Uninsured deposits23.7%14.0% (stronger)
Offices12
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

First Southeast Bank has the higher TellerScore (68 vs 37). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank leads on 1 and First Southeast Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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