Side-by-side · Q2 2026 data
First Security Bank - Sleepy Eye vs Americana Community Bank
Metric by metric
| Measure | First Security Bank - Sleepy Eye | Americana Community Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 13 | 80 (stronger) |
| Earnings | 82 (stronger) | 45 |
| Funding & liquidity | 94 (stronger) | 57 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 53rd | 34th |
| Total assets | $182.8M | $179.9M |
| Deposits / shares | $153.3M | $152.7M |
| Capital ratio | 15.26% (stronger) | 11.66% |
| Problem loans | 2.60% | 0.60% (stronger) |
| Net charge-offs | -0.16% (stronger) | 0.01% |
| Return on assets | 1.54% (stronger) | 0.62% |
| Loans ÷ deposits | 25.4% (stronger) | 92.6% |
| Uninsured deposits | 20.6% (stronger) | 24.7% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Security Bank - Sleepy Eye has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Security Bank - Sleepy Eye leads on 6 and Americana Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sleepy Eye, MN