Headquartered in Sleepy Eye, Minnesota, First Security Bank - Sleepy Eye is a state-chartered bank with $182.8M in total assets and $153.3M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1882.
Based on its Q2 2026 filing, First Security Bank - Sleepy Eye scores 73/100, which we describe as strong. That is higher than 53% of 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 80th. Its strongest component is capital cushion (100/100; 15.26%), and its lowest is loan quality (13/100; 2.60%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (76 → 73), mostly because the loan quality component weakened by 84 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 97 |
| Q3 2024 | 96 |
| Q4 2024 | 99 |
| Q1 2025 | 79 |
| Q2 2025 | 76 |
| Q3 2025 | 63 |
| Q4 2025 | 65 |
| Q1 2026 | 67 |
| Q2 2026 | 73 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.80% |
| Q3 2024 | 15.18% |
| Q4 2024 | 15.61% |
| Q1 2025 | 15.20% |
| Q2 2025 | 14.30% |
| Q3 2025 | 14.74% |
| Q4 2025 | 14.42% |
| Q1 2026 | 14.82% |
| Q2 2026 | 15.26% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.29% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.01% |
| Q2 2025 | 0.08% |
| Q3 2025 | 1.70% |
| Q4 2025 | 1.88% |
| Q1 2026 | 5.98% |
| Q2 2026 | 2.60% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 5.24% |
| Q3 2024 | 1.96% |
| Q4 2024 | 2.09% |
| Q1 2025 | -1.85% |
| Q2 2025 | -1.33% |
| Q3 2025 | -0.43% |
| Q4 2025 | 0.05% |
| Q1 2026 | 1.41% |
| Q2 2026 | 1.54% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $182.8M | 15.26% | 2.60% | 1.54% | 25.4% |
| Q1 2026 | 67 | $189.1M | 14.82% | 5.98% | 1.41% | 26.5% |
| Q4 2025 | 65 | $193.1M | 14.42% | 1.88% | 0.05% | 28.9% |
| Q3 2025 | 63 | $185.9M | 14.74% | 1.70% | -0.43% | 33.2% |
| Q2 2025 | 76 | $177.6M | 14.30% | 0.08% | -1.33% | 36.0% |
| Q1 2025 | 79 | $186.0M | 15.20% | 0.01% | -1.85% | 34.5% |
| Q4 2024 | 99 | $187.1M | 15.61% | 0.01% | 2.09% | 33.7% |
| Q3 2024 | 96 | $190.6M | 15.18% | 0.28% | 1.96% | 32.8% |
| Q2 2024 | 97 | $179.0M | 16.80% | 0.29% | 5.24% | 35.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Battle Bank, National AssociationBank Upsala, MN | 79 out of 100, Strong | $180.8M | 33.3% | 0.00% | vs |
| Pine River State BankBank Pine River, MN | 64 out of 100, Moderate | $185.3M | 8.5% | 0.74% | vs |
| Americana Community BankBank Sleepy Eye, MN | 67 out of 100, Moderate | $179.9M | 11.7% | 0.60% | vs |
| The First National Bank of Le CenterBank Lonsdale, MN | 58 out of 100, Moderate | $178.2M | 9.5% | 1.72% | vs |
| Woodland BankBank Deer River, MN | 52 out of 100, Below average | $177.5M | 8.6% | 1.53% | vs |
| New Market BankBank Elko New Market, MN | 74 out of 100, Strong | $196.0M | 9.1% | 0.00% | vs |
Deposit insurance
Is my money safe at First Security Bank - Sleepy Eye?
Yes. First Security Bank - Sleepy Eye is an FDIC-insured institution (FDIC certificate #5252). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.6% of deposits ($31.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.26%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 49.27% (benchmark: 10%).
3 locations
Branches
First Security Bank - Sleepy Eye lists 3 offices in 3 cities. Most locations:
- Lamberton, MN (1)
- Sleepy Eye, MN (1)
- Storden, MN (1)
Identity & history
Profile
- Legal name
- First Security Bank - Sleepy Eye
- Former names
- First Security State Bank; First Security State Bank of Sleepy Eye
- Type
- State-chartered bank
- FDIC certificate #
- 5252
- RSSD ID
- 861658
- Primary regulator
- FDIC
- Holding company
- First Sleepy Eye Bcorp Inc
- Established
- January 1, 1882
- Headquarters
- 100 Main St E, Sleepy Eye, MN 56085
- Website
- www.firstsecuritybanks.com
- Employees
- 20
Quick answers
First Security Bank - Sleepy Eye: common questions
Is First Security Bank - Sleepy Eye FDIC insured?
Yes. First Security Bank - Sleepy Eye is an FDIC-insured institution (FDIC certificate #5252). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Security Bank - Sleepy Eye's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Security Bank - Sleepy Eye ever failed?
There is no failure record for FDIC certificate #5252 in the FDIC failed bank list.
How many branches does First Security Bank - Sleepy Eye have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Sleepy Eye
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Southpoint Financial Credit UnionCredit union Sleepy Eye, MN | 73 out of 100, Strong | $608.9M | 11.2% | 0.17% | vs |
| MidCountry BankBank Minneapolis, MN | 72 out of 100, Strong | $1.1B | 13.0% | 0.90% | vs |
| Frandsen Bank & TrustBank Lonsdale, MN | 71 out of 100, Strong | $3.7B | 10.0% | 0.71% | vs |
| The Wanda State BankBank Wanda, MN | 71 out of 100, Strong | $229.8M | 12.1% | 1.12% | vs |
| Pioneer BankBank Mapleton, MN | 71 out of 100, Strong | $883.8M | 10.2% | 0.58% | vs |
| Alliance BankBank Lake City, MN | 70 out of 100, Strong | $755.9M | 10.1% | 0.01% | vs |