Side-by-side · Q2 2026 data
First Service Federal Credit Union vs Ohio Valley Community Federal Credit Union
Credit union
Ohio Valley Community Federal Credit Union
Clarington, Ohio · $100 million – $1 billion
Metric by metric
| Measure | First Service Federal Credit Union | Ohio Valley Community Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 72 |
| Capital cushion | 52 | 84 (stronger) |
| Loan quality | 96 (stronger) | 47 |
| Earnings | 47 | 74 (stronger) |
| Funding & liquidity | 90 (stronger) | 79 |
| Problem-loan coverage | 98 (stronger) | 83 |
| Peer percentile | 57th | 57th |
| Total assets | $236.3M | $243.6M |
| Deposits / shares | $210.8M | $210.3M |
| Capital ratio | 10.16% | 13.39% (stronger) |
| Problem loans | 0.12% (stronger) | 1.59% |
| Net charge-offs | 0.27% (stronger) | 0.74% |
| Return on assets | 0.68% | 1.36% (stronger) |
| Loans ÷ deposits | 70.7% (stronger) | 81.0% |
| Uninsured deposits | 10.8% | 5.8% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | 8.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Service Federal Credit Union leads on 3 and Ohio Valley Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.