Ohio Valley Community Federal Credit Union (NCUA charter #24909) is based in Clarington, Ohio. Its Q2 2026 call report shows $243.6M in total assets and $210.3M in member shares and deposits and 5 offices across 2 states.
Based on its Q2 2026 filing, Ohio Valley Community Federal Credit Union scores 72/100, which we describe as strong. That is higher than 57% of 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 91st. Its strongest component is capital cushion (84/100; 13.39%), and its lowest is loan quality (47/100; 1.59%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 13 points (59 → 72), mostly because the loan quality component improved by 31 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 60 |
| Q4 2024 | 57 |
| Q1 2025 | 60 |
| Q2 2025 | 59 |
| Q3 2025 | 66 |
| Q4 2025 | 71 |
| Q1 2026 | 78 |
| Q2 2026 | 72 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 12.16% |
| Q3 2024 | 12.24% |
| Q4 2024 | 12.27% |
| Q1 2025 | 12.25% |
| Q2 2025 | 12.36% |
| Q3 2025 | 12.73% |
| Q4 2025 | 12.83% |
| Q1 2026 | 13.06% |
| Q2 2026 | 13.39% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.90% |
| Q3 2024 | 2.53% |
| Q4 2024 | 4.00% |
| Q1 2025 | 2.38% |
| Q2 2025 | 2.51% |
| Q3 2025 | 1.87% |
| Q4 2025 | 1.43% |
| Q1 2026 | 0.93% |
| Q2 2026 | 1.59% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.33% |
| Q3 2024 | 1.39% |
| Q4 2024 | 1.49% |
| Q1 2025 | 1.06% |
| Q2 2025 | 1.08% |
| Q3 2025 | 1.18% |
| Q4 2025 | 1.26% |
| Q1 2026 | 1.34% |
| Q2 2026 | 1.36% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $243.6M | 13.39% | 1.59% | 1.36% | 81.0% |
| Q1 2026 | 78 | $243.5M | 13.06% | 0.93% | 1.34% | 78.5% |
| Q4 2025 | 71 | $241.4M | 12.83% | 1.43% | 1.26% | 79.4% |
| Q3 2025 | 66 | $237.1M | 12.73% | 1.87% | 1.18% | 79.5% |
| Q2 2025 | 59 | $237.6M | 12.36% | 2.51% | 1.08% | 77.4% |
| Q1 2025 | 60 | $238.8M | 12.25% | 2.38% | 1.06% | 74.1% |
| Q4 2024 | 57 | $233.3M | 12.27% | 4.00% | 1.49% | 71.8% |
| Q3 2024 | 60 | $225.9M | 12.24% | 2.53% | 1.39% | 81.3% |
| Q2 2024 | 65 | $220.0M | 12.16% | 1.90% | 1.33% | 82.6% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| C E S Credit UnionCredit union Mount Vernon, OH | 91 out of 100, Very strong | $244.3M | 13.1% | 0.16% | vs |
| Quest Federal Credit UnionCredit union Kenton, OH | 60 out of 100, Moderate | $237.5M | 8.8% | 0.94% | vs |
| First Service Federal Credit UnionCredit union Groveport, OH | 72 out of 100, Strong | $236.3M | 10.2% | 0.12% | vs |
| Truecore Federal Credit UnionCredit union Newark, OH | 67 out of 100, Moderate | $255.4M | 9.3% | 0.46% | vs |
| Bridge Credit UnionCredit union Powell, OH | 64 out of 100, Moderate | $256.8M | 10.2% | 0.75% | vs |
| Associated School Employees Credit UnionCredit union Youngstown, OH | 70 out of 100, Strong | $222.1M | 10.3% | 0.30% | vs |
Deposit insurance
Is my money safe at Ohio Valley Community Federal Credit Union?
Yes. Ohio Valley Community Federal Credit Union is a federally insured credit union (NCUA charter #24909). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.8% of shares and deposits ($12.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 13.39%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
5 locations
Branches
Ohio Valley Community Federal Credit Union lists 5 offices in 5 cities across 2 states. Most locations:
- Clarington, OH (1)
- Marietta, OH (1)
- Saint Clairsville, OH (1)
- Wheeling, WV (1)
- Woodsfield, OH (1)
HMDA 2025
Mortgage lending
In 2025, Ohio Valley Community Federal Credit Union reported 40 home-loan applications under HMDA (LEI 549300Z736FEFLWQ4G83): 31 originated ($4,815,000 total), 3 denied, and 6 withdrawn or closed by the applicant. Its denial rate on decided applications was 8.8%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Ohio Valley Community Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24909
- RSSD ID
- 383093
- Primary regulator
- NCUA
- Established
- 1960
- Headquarters
- 52775 Boston Hill Road, Clarington, OH 43915
- Employees
- 45
Quick answers
Ohio Valley Community Federal Credit Union: common questions
Is Ohio Valley Community Federal Credit Union NCUA insured?
Yes. Ohio Valley Community Federal Credit Union is a federally insured credit union (NCUA charter #24909). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Ohio Valley Community Federal Credit Union's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Ohio Valley Community Federal Credit Union have?
5 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Clarington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Marshall County Federal Credit UnionCredit union Moundsville, WV | 99 out of 100, Very strong | $26.8M | 15.1% | 0.12% | vs |
| Natrium Employees Federal Credit UnionCredit union Proctor, WV | 83 out of 100, Strong | $12.0M | 12.4% | 0.78% | vs |
| First Community BankBank Bluefield, VA | 75 out of 100, Strong | $3.6B | 10.2% | 0.70% | vs |
| Citizens Bank of West Virginia, Inc.Bank Elkins, WV | 74 out of 100, Strong | $772.5M | 10.0% | 0.58% | vs |
| United BankBank Fairfax, VA | 74 out of 100, Strong | $33.6B | 11.6% | 0.44% | vs |
| The Peoples Savings BankBank New Matamoras, OH | 71 out of 100, Strong | $71.9M | 13.5% | 1.58% | vs |