Side-by-side · Q2 2026 data
First Service Federal Credit Union vs Quest Federal Credit Union
Metric by metric
| Measure | First Service Federal Credit Union | Quest Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 60 |
| Capital cushion | 52 (stronger) | 38 |
| Loan quality | 96 (stronger) | 69 |
| Earnings | 47 | 48 (stronger) |
| Funding & liquidity | 90 (stronger) | 86 |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 57th | 21st |
| Total assets | $236.3M | $237.5M |
| Deposits / shares | $210.8M | $215.7M |
| Capital ratio | 10.16% (stronger) | 8.85% |
| Problem loans | 0.12% (stronger) | 0.94% |
| Net charge-offs | 0.27% | 0.16% (stronger) |
| Return on assets | 0.68% | 0.71% (stronger) |
| Loans ÷ deposits | 70.7% (stronger) | 74.0% |
| Uninsured deposits | 10.8% | 6.3% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.4% | — |
First Service Federal Credit Union has the higher TellerScore (72 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First Service Federal Credit Union leads on 4 and Quest Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.