TellerScore

Headquartered in Kenton, Ohio, Quest Federal Credit Union is a federal credit union with $237.5M in total assets and $215.7M in member shares and deposits as of Q2 2026. It operates 8 offices. Its charter dates back to 1969.

Quest Federal Credit Union has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 21% of its 1,341 credit unions with $100 million – $1 billion. Among 192 credit unions headquartered in Ohio, it ranks 147th. Funding & liquidity contributes the most (86/100, 74% loans-to-deposits, 6% uninsured); capital cushion contributes the least (38/100, 8.85%).

TellerScore · Q2 2026

Scorecard

Capital cushion38/100
Net worth ratio: 8.85%
Loan quality69/100
Loans 60+ days delinquent ÷ total loans: 0.94%
Earnings48/100
Return on assets (annualized): 0.71%
Funding & liquidity86/100
Loans ÷ shares: 74.0% · 6.3% uninsured
Problem-loan coverage86/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.13%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (57 → 60), mostly because the loan quality component improved by 10 points.

TellerScore
555962Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202461
Q4 202462
Q1 202562
Q2 202557
Q3 202562
Q4 202559
Q1 202655
Q2 202660
Net worth ratio
7.00%8.18%9.37%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.24%
Q3 20249.37%
Q4 20249.32%
Q1 20259.02%
Q2 20258.93%
Q3 20259.28%
Q4 20258.76%
Q1 20268.43%
Q2 20268.85%
Delinquent loans (60+ days)
0.68%0.96%1.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.98%
Q3 20241.00%
Q4 20240.89%
Q1 20250.68%
Q2 20251.24%
Q3 20250.84%
Q4 20251.06%
Q1 20261.07%
Q2 20260.94%
Return on assets
0.35%0.58%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.62%
Q3 20240.73%
Q4 20240.81%
Q1 20250.60%
Q2 20250.65%
Q3 20250.71%
Q4 20250.72%
Q1 20260.35%
Q2 20260.71%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$237.5M8.85%0.94%0.71%74.0%
Q1 202655$242.1M8.43%1.07%0.35%69.7%
Q4 202559$232.3M8.76%1.06%0.72%72.0%
Q3 202562$213.4M9.28%0.84%0.71%76.6%
Q2 202557$217.0M8.93%1.24%0.65%74.8%
Q1 202562$210.5M9.02%0.68%0.60%74.8%
Q4 202462$201.9M9.32%0.89%0.81%76.1%
Q3 202461$194.9M9.37%1.00%0.73%77.3%
Q2 202459$192.5M9.24%0.98%0.62%77.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.85%
11th
Problem loans0.94%
33rd
Net charge-offs0.16%
76th
Return on assets0.71%
48th
Loans to deposits74.0%
54th
Uninsured deposits6.3%
46th
Loan-loss reserves0.00%
50th
Texas ratio7.1%
25th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
First Service Federal Credit UnionCredit union Groveport, OH72 out of 100, Strong$236.3M10.2%0.12%vs
Ohio Valley Community Federal Credit UnionCredit union Clarington, OH72 out of 100, Strong$243.6M13.4%1.59%vs
C E S Credit UnionCredit union Mount Vernon, OH91 out of 100, Very strong$244.3M13.1%0.16%vs
Associated School Employees Credit UnionCredit union Youngstown, OH70 out of 100, Strong$222.1M10.3%0.30%vs
Truecore Federal Credit UnionCredit union Newark, OH67 out of 100, Moderate$255.4M9.3%0.46%vs
Bridge Credit UnionCredit union Powell, OH64 out of 100, Moderate$256.8M10.2%0.75%vs

Deposit insurance

Is my money safe at Quest Federal Credit Union?

Yes. Quest Federal Credit Union is a federally insured credit union (NCUA charter #19508). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.3% of shares and deposits ($13.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.85%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

8 locations

Branches

Quest Federal Credit Union lists 8 offices in 6 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Quest Federal Credit Union
Type
Federal credit union
NCUA charter #
19508
RSSD ID
885887
Primary regulator
NCUA
Established
1969
Headquarters
12837 US Highway 68, Kenton, OH 43326
Employees
60

Quick answers

Quest Federal Credit Union: common questions

Is Quest Federal Credit Union NCUA insured?

Yes. Quest Federal Credit Union is a federally insured credit union (NCUA charter #19508). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Quest Federal Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Quest Federal Credit Union have?

8 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Kenton

InstitutionScoreAssetsCapitalProblem loansCompare
Superior Credit Union, IncCredit union Lima, OH94 out of 100, Very strong$2.0B15.2%0.20%vs
M G Employees Federal Credit UnionCredit union Marysville, OH89 out of 100, Very strong$2.1M37.0%0.00%vs
The Mt. Victory State BankBank Mount Victory, OH80 out of 100, Strong$23.4M10.4%0.00%vs
The First Citizens National Bank of Upper SanduskyBank Upper Sandusky, OH78 out of 100, Strong$389.9M12.6%0.01%vs
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLCBank Kenton, OH75 out of 100, Strong$245.0M17.1%1.14%vs
Civista BankBank Sandusky, OH75 out of 100, Strong$4.3B12.7%0.92%vs