Side-by-side · Q2 2026 data
First Shore Federal Savings and Loan Association vs Community Bank Delaware
Bank
First Shore Federal Savings and Loan Association
Salisbury, Maryland · $100 million – $1 billion
Metric by metric
| Measure | First Shore Federal Savings and Loan Association | Community Bank Delaware |
|---|---|---|
| TellerScore | 78 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 36 |
| Loan quality | 73 | 92 (stronger) |
| Earnings | 51 (stronger) | 41 |
| Funding & liquidity | 67 (stronger) | 60 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 72nd | 20th |
| Total assets | $366.5M | $443.6M |
| Deposits / shares | $303.4M | $373.2M |
| Capital ratio | 17.39% (stronger) | 8.58% |
| Problem loans | 0.82% | 0.24% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.77% (stronger) | 0.52% |
| Loans ÷ deposits | 93.4% (stronger) | 96.6% |
| Uninsured deposits | 12.3% (stronger) | 18.7% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Shore Federal Savings and Loan Association has the higher TellerScore (78 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Shore Federal Savings and Loan Association leads on 5 and Community Bank Delaware on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.