Headquartered in Lewes, Delaware, Community Bank Delaware is a state-chartered bank with $443.6M in total assets and $373.2M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 2006.
Based on its Q2 2026 filing, Community Bank Delaware scores 61/100, which we describe as moderate. That is higher than only 20% of 2,650 banks with $100 million – $1 billion. Among 17 banks headquartered in Delaware, it ranks 14th. Its strongest component is problem-loan coverage (95/100; 2.4%), and its lowest is capital cushion (36/100; 8.58%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (61 → 61).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 60 |
| Q4 2024 | 60 |
| Q1 2025 | 60 |
| Q2 2025 | 61 |
| Q3 2025 | 60 |
| Q4 2025 | 59 |
| Q1 2026 | 61 |
| Q2 2026 | 61 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.63% |
| Q3 2024 | 8.54% |
| Q4 2024 | 8.41% |
| Q1 2025 | 8.28% |
| Q2 2025 | 8.50% |
| Q3 2025 | 8.05% |
| Q4 2025 | 8.35% |
| Q1 2026 | 8.60% |
| Q2 2026 | 8.58% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.01% |
| Q3 2024 | 0.05% |
| Q4 2024 | 0.04% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.03% |
| Q4 2025 | 0.26% |
| Q1 2026 | 0.25% |
| Q2 2026 | 0.24% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.40% |
| Q3 2024 | 0.42% |
| Q4 2024 | 0.45% |
| Q1 2025 | 0.47% |
| Q2 2025 | 0.44% |
| Q3 2025 | 0.46% |
| Q4 2025 | 0.51% |
| Q1 2026 | 0.52% |
| Q2 2026 | 0.52% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $443.6M | 8.58% | 0.24% | 0.52% | 96.6% |
| Q1 2026 | 61 | $419.6M | 8.60% | 0.25% | 0.52% | 98.6% |
| Q4 2025 | 59 | $430.1M | 8.35% | 0.26% | 0.51% | 96.3% |
| Q3 2025 | 60 | $428.1M | 8.05% | 0.03% | 0.46% | 95.6% |
| Q2 2025 | 61 | $425.4M | 8.50% | 0.02% | 0.44% | 99.8% |
| Q1 2025 | 60 | $396.4M | 8.28% | 0.04% | 0.47% | 107.3% |
| Q4 2024 | 60 | $391.1M | 8.41% | 0.04% | 0.45% | 106.8% |
| Q3 2024 | 60 | $372.7M | 8.54% | 0.05% | 0.42% | 106.4% |
| Q2 2024 | 60 | $369.9M | 8.63% | 0.01% | 0.40% | 107.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Delaware
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Stifel Trust Company Delaware, National AssociationBank Greenville, DE | 82 out of 100, Strong | $329.5M | 11.4% | 0.00% | vs |
| Applied BankBank Wilmington, DE | 93 out of 100, Very strong | $274.1M | 17.5% | 0.00% | vs |
| BNY Mellon Trust of DelawareBank Wilmington, DE | 72 out of 100, Strong | $254.9M | 29.6% | 2.48% | vs |
| County BankBank Rehoboth Beach, DE | 93 out of 100, Very strong | $696.4M | 15.4% | 0.30% | vs |
| Artisans' BankBank Wilmington, DE | 64 out of 100, Moderate | $718.2M | 10.4% | 0.74% | vs |
| Deutsche Bank Trust Company DelawareBank Newark, DE | 93 out of 100, Very strong | $141.4M | 93.2% | 0.00% | vs |
Deposit insurance
Is my money safe at Community Bank Delaware?
Yes. Community Bank Delaware is an FDIC-insured institution (FDIC certificate #58311). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.7% of deposits ($69.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.58%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.98% (benchmark: 10%).
4 locations
Branches
Community Bank Delaware lists 4 offices in 4 cities. Most locations:
- Lewes, DE (1)
- Millsboro, DE (1)
- Rehoboth Beach, DE (1)
- Seaford, DE (1)
Identity & history
Profile
- Legal name
- Community Bank Delaware
- Type
- State-chartered bank
- FDIC certificate #
- 58311
- RSSD ID
- 3446784
- Primary regulator
- FDIC
- Established
- May 30, 2006
- Headquarters
- 16982 Kings Hwy, Lewes, DE 19958
- Employees
- 48
Quick answers
Community Bank Delaware: common questions
Is Community Bank Delaware FDIC insured?
Yes. Community Bank Delaware is an FDIC-insured institution (FDIC certificate #58311). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Community Bank Delaware's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Community Bank Delaware ever failed?
There is no failure record for FDIC certificate #58311 in the FDIC failed bank list.
How many branches does Community Bank Delaware have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Lewes
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| County BankBank Rehoboth Beach, DE | 93 out of 100, Very strong | $696.4M | 15.4% | 0.30% | vs |
| Applied BankBank Wilmington, DE | 93 out of 100, Very strong | $274.1M | 17.5% | 0.00% | vs |
| Delaware River & Bay Auth Emp Federal Credit UnionCredit union New Castle, DE | 86 out of 100, Very strong | $4.1M | 25.8% | 0.82% | vs |
| Tidemark Federal Credit UnionCredit union Seaford, DE | 83 out of 100, Strong | $468.5M | 14.4% | 0.33% | vs |
| Calvin B. Taylor Banking Company of Berlin, MarylandBank Berlin, MD | 81 out of 100, Strong | $1.0B | 13.6% | 0.83% | vs |
| First Shore Federal Savings and Loan AssociationBank Salisbury, MD | 78 out of 100, Strong | $366.5M | 17.4% | 0.82% | vs |