Side-by-side · Q2 2026 data
First Shore Federal Savings and Loan Association vs Eastern Savings Bank, FSB
Bank
First Shore Federal Savings and Loan Association
Salisbury, Maryland · $100 million – $1 billion
Metric by metric
| Measure | First Shore Federal Savings and Loan Association | Eastern Savings Bank, FSB |
|---|---|---|
| TellerScore | 78 (stronger) | 63 |
| Capital cushion | 100 | 100 |
| Loan quality | 73 (stronger) | 0 |
| Earnings | 51 | 100 (stronger) |
| Funding & liquidity | 67 (stronger) | 44 |
| Problem-loan coverage | 92 (stronger) | 62 |
| Peer percentile | 72nd | 24th |
| Total assets | $366.5M | $336.4M |
| Deposits / shares | $303.4M | $208.0M |
| Capital ratio | 17.39% | 30.96% (stronger) |
| Problem loans | 0.82% (stronger) | 6.73% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.77% | 2.27% (stronger) |
| Loans ÷ deposits | 93.4% (stronger) | 116.2% |
| Uninsured deposits | 12.3% (stronger) | 20.9% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Shore Federal Savings and Loan Association has the higher TellerScore (78 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Shore Federal Savings and Loan Association leads on 4 and Eastern Savings Bank, FSB on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.