Side-by-side · Q2 2026 data
First Source Federal Credit Union vs Mohawk Valley Federal Credit Union
Credit union
First Source Federal Credit Union
New Hartford, New York · $1 billion – $10 billion
Metric by metric
| Measure | First Source Federal Credit Union | Mohawk Valley Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 80 (stronger) |
| Capital cushion | 53 | 80 (stronger) |
| Loan quality | 66 | 71 (stronger) |
| Earnings | 54 | 68 (stronger) |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 80 | 94 (stronger) |
| Peer percentile | 22nd | 65th |
| Total assets | $1.1B | $61.9M |
| Deposits / shares | $999.1M | $53.8M |
| Capital ratio | 10.29% | 12.95% (stronger) |
| Problem loans | 1.03% | 0.86% (stronger) |
| Net charge-offs | 0.81% | 0.41% (stronger) |
| Return on assets | 0.85% | 1.20% (stronger) |
| Loans ÷ deposits | 105.9% | 49.9% (stronger) |
| Uninsured deposits | 3.3% | 3.0% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mohawk Valley Federal Credit Union has the higher TellerScore (80 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Source Federal Credit Union leads on 0 and Mohawk Valley Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.