Side-by-side · Q2 2026 data
First Southern Bank vs Altamaha Bank & Trust Company
Metric by metric
| Measure | First Southern Bank | Altamaha Bank & Trust Company |
|---|---|---|
| TellerScore | 74 | 74 |
| Capital cushion | 59 (stronger) | 52 |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 58 | 82 (stronger) |
| Funding & liquidity | 63 | 69 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 57th | 57th |
| Total assets | $347.2M | $334.1M |
| Deposits / shares | $312.9M | $303.8M |
| Capital ratio | 10.92% (stronger) | 10.19% |
| Problem loans | 0.01% (stronger) | 0.32% |
| Net charge-offs | 0.04% (stronger) | 1.87% |
| Return on assets | 0.94% | 1.55% (stronger) |
| Loans ÷ deposits | 71.7% (stronger) | 80.4% |
| Uninsured deposits | 38.6% | 24.9% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Southern Bank leads on 4 and Altamaha Bank & Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.