Side-by-side · Q2 2026 data
First Southern State Bank vs Bank of Dade
Metric by metric
| Measure | First Southern State Bank | Bank of Dade |
|---|---|---|
| TellerScore | 77 | 79 (stronger) |
| Capital cushion | 56 (stronger) | 44 |
| Loan quality | 92 | 92 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 80 | 85 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 68th | 75th |
| Total assets | $893.5M | $162.3M |
| Deposits / shares | $807.2M | $151.3M |
| Capital ratio | 10.59% (stronger) | 9.45% |
| Problem loans | 0.25% (stronger) | 0.25% |
| Net charge-offs | 0.12% | -0.02% (stronger) |
| Return on assets | 1.46% | 2.72% (stronger) |
| Loans ÷ deposits | 61.3% (stronger) | 64.1% |
| Uninsured deposits | 31.9% | 25.0% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.8% |
Bank of Dade has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First Southern State Bank leads on 3 and Bank of Dade on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.