Side-by-side · Q2 2026 data
First Southern State Bank vs First Jackson Bank, Inc.
Metric by metric
| Measure | First Southern State Bank | First Jackson Bank, Inc. |
|---|---|---|
| TellerScore | 77 | 93 (stronger) |
| Capital cushion | 56 | 98 (stronger) |
| Loan quality | 92 | 97 (stronger) |
| Earnings | 78 | 97 (stronger) |
| Funding & liquidity | 80 (stronger) | 66 |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 68th | 98th |
| Total assets | $893.5M | $444.3M |
| Deposits / shares | $807.2M | $359.2M |
| Capital ratio | 10.59% | 14.77% (stronger) |
| Problem loans | 0.25% | 0.08% (stronger) |
| Net charge-offs | 0.12% | -0.03% (stronger) |
| Return on assets | 1.46% | 1.93% (stronger) |
| Loans ÷ deposits | 61.3% (stronger) | 84.8% |
| Uninsured deposits | 31.9% | 23.6% (stronger) |
| Offices | 11 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Jackson Bank, Inc. has the higher TellerScore (93 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First Southern State Bank leads on 1 and First Jackson Bank, Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Scottsboro, AL
- Stevenson, AL