Side-by-side · Q2 2026 data
First State Bank and Trust vs Security State Bank of Marine
Metric by metric
| Measure | First State Bank and Trust | Security State Bank of Marine |
|---|---|---|
| TellerScore | 73 | 82 (stronger) |
| Capital cushion | 39 | 59 (stronger) |
| Loan quality | 99 (stronger) | 96 |
| Earnings | 91 | 100 (stronger) |
| Funding & liquidity | 56 | 73 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 53rd | 82nd |
| Total assets | $499.0M | $232.5M |
| Deposits / shares | $455.4M | $206.1M |
| Capital ratio | 8.91% | 10.87% (stronger) |
| Problem loans | 0.03% (stronger) | 0.13% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.77% | 2.37% (stronger) |
| Loans ÷ deposits | 71.6% (stronger) | 85.9% |
| Uninsured deposits | 44.3% | 16.6% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
Security State Bank of Marine has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First State Bank and Trust leads on 3 and Security State Bank of Marine on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.