Security State Bank of Marine (FDIC certificate #10163) is based in Marine On St. Croix, Minnesota. Its Q2 2026 call report shows $232.5M in total assets and $206.1M in deposits and 4 offices.
Security State Bank of Marine has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 82% of its 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 30th. Earnings contributes the most (100/100, 2.37%); capital cushion contributes the least (59/100, 10.87%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (81 → 82).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 81 |
| Q4 2024 | 82 |
| Q1 2025 | 80 |
| Q2 2025 | 81 |
| Q3 2025 | 82 |
| Q4 2025 | 83 |
| Q1 2026 | 82 |
| Q2 2026 | 82 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.94% |
| Q3 2024 | 10.75% |
| Q4 2024 | 10.96% |
| Q1 2025 | 10.53% |
| Q2 2025 | 10.45% |
| Q3 2025 | 10.46% |
| Q4 2025 | 10.98% |
| Q1 2026 | 10.50% |
| Q2 2026 | 10.87% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.18% |
| Q4 2024 | 0.23% |
| Q1 2025 | 0.34% |
| Q2 2025 | 0.17% |
| Q3 2025 | 0.14% |
| Q4 2025 | 0.13% |
| Q1 2026 | 0.13% |
| Q2 2026 | 0.13% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.31% |
| Q3 2024 | 2.17% |
| Q4 2024 | 2.00% |
| Q1 2025 | 2.36% |
| Q2 2025 | 2.19% |
| Q3 2025 | 2.19% |
| Q4 2025 | 2.10% |
| Q1 2026 | 2.33% |
| Q2 2026 | 2.37% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $232.5M | 10.87% | 0.13% | 2.37% | 85.9% |
| Q1 2026 | 82 | $235.4M | 10.50% | 0.13% | 2.33% | 83.3% |
| Q4 2025 | 83 | $232.1M | 10.98% | 0.13% | 2.10% | 83.8% |
| Q3 2025 | 82 | $234.1M | 10.46% | 0.14% | 2.19% | 80.8% |
| Q2 2025 | 81 | $225.7M | 10.45% | 0.17% | 2.19% | 84.1% |
| Q1 2025 | 80 | $229.4M | 10.53% | 0.34% | 2.36% | 81.1% |
| Q4 2024 | 82 | $219.7M | 10.96% | 0.23% | 2.00% | 85.8% |
| Q3 2024 | 81 | $216.0M | 10.75% | 0.18% | 2.17% | 86.3% |
| Q2 2024 | 84 | $207.1M | 10.94% | 0.00% | 2.31% | 87.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| United Farmers State BankBank Adams, MN | 75 out of 100, Strong | $233.8M | 10.3% | 0.33% | vs |
| The Wanda State BankBank Wanda, MN | 71 out of 100, Strong | $229.8M | 12.1% | 1.12% | vs |
| Eagle BankBank Glenwood, MN | 89 out of 100, Very strong | $226.9M | 14.3% | 0.58% | vs |
| BankwestBank Rockford, MN | 76 out of 100, Strong | $239.9M | 9.5% | 0.08% | vs |
| Arcadian BankBank Hartland, MN | 85 out of 100, Very strong | $242.1M | 12.0% | 0.10% | vs |
| Center National BankBank Litchfield, MN | 80 out of 100, Strong | $242.6M | 11.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Security State Bank of Marine?
Yes. Security State Bank of Marine is an FDIC-insured institution (FDIC certificate #10163). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 16.6% of deposits ($34.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.87%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.34% (benchmark: 10%).
4 locations
Branches
Security State Bank of Marine lists 4 offices in 4 cities. Most locations:
- Forest Lake, MN (1)
- Lindstrom, MN (1)
- Marine On St. Croix, MN (1)
- Scandia, MN (1)
Identity & history
Profile
- Legal name
- Security State Bank of Marine
- Type
- State-chartered bank
- FDIC certificate #
- 10163
- RSSD ID
- 990053
- Primary regulator
- FDIC
- Holding company
- Marine Bancshares Inc
- Established
- May 12, 1919
- Headquarters
- 120 Judd St, Marine On St. Croix, MN 55047
- Website
- www.themarinebank.com
- Employees
- 27
Quick answers
Security State Bank of Marine: common questions
Is Security State Bank of Marine FDIC insured?
Yes. Security State Bank of Marine is an FDIC-insured institution (FDIC certificate #10163). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Security State Bank of Marine's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Security State Bank of Marine ever failed?
There is no failure record for FDIC certificate #10163 in the FDIC failed bank list.
How many branches does Security State Bank of Marine have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Marine On St. Croix
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Carpenters Federal Credit UnionCredit union Saint Paul, MN | 86 out of 100, Very strong | $44.3M | 16.0% | 1.01% | vs |
| Pipefitters-Steamfitters Credit UnionCredit union Woodbury, MN | 83 out of 100, Strong | $51.6M | 13.4% | 1.07% | vs |
| Members Choice Wv Federal Credit UnionCredit union Charleston, WV | 81 out of 100, Strong | $93.6M | 21.6% | 1.03% | vs |
| Genisys Credit UnionCredit union Auburn Hills, MI | 81 out of 100, Strong | $6.6B | 15.5% | 1.09% | vs |
| Westconsin Credit UnionCredit union Menomonie, WI | 78 out of 100, Strong | $2.2B | 12.9% | 0.64% | vs |
| Minnesota Catholic Credit UnionCredit union Little Canada, MN | 78 out of 100, Strong | $38.6M | 12.6% | 0.43% | vs |