Side-by-side · Q2 2026 data
First State Bank and Trust Company vs Community Bank of Louisiana
Metric by metric
| Measure | First State Bank and Trust Company | Community Bank of Louisiana |
|---|---|---|
| TellerScore | 65 | 74 (stronger) |
| Capital cushion | 90 (stronger) | 51 |
| Loan quality | 35 | 100 (stronger) |
| Earnings | 59 | 82 (stronger) |
| Funding & liquidity | 60 (stronger) | 51 |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 29th | 57th |
| Total assets | $547.4M | $852.9M |
| Deposits / shares | $490.6M | $791.6M |
| Capital ratio | 14.00% (stronger) | 10.13% |
| Problem loans | 1.96% | 0.01% (stronger) |
| Net charge-offs | 0.19% | -0.01% (stronger) |
| Return on assets | 0.97% | 1.56% (stronger) |
| Loans ÷ deposits | 36.5% | 35.3% (stronger) |
| Uninsured deposits | 51.4% (stronger) | 59.1% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
Community Bank of Louisiana has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First State Bank and Trust Company leads on 2 and Community Bank of Louisiana on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.