Side-by-side · Q2 2026 data
First State Bank vs First Security State Bank
Metric by metric
| Measure | First State Bank | First Security State Bank |
|---|---|---|
| TellerScore | 53 | 73 (stronger) |
| Capital cushion | 76 (stronger) | 26 |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 89 (stronger) | 78 |
| Funding & liquidity | 53 | 100 (stronger) |
| Problem-loan coverage | 49 | 100 (stronger) |
| Peer percentile | 9th | 53rd |
| Total assets | $184.0M | $183.1M |
| Deposits / shares | $154.0M | $172.9M |
| Capital ratio | 12.57% (stronger) | 7.60% |
| Problem loans | 4.44% | 0.02% (stronger) |
| Net charge-offs | 0.14% | 0.02% (stronger) |
| Return on assets | 1.74% (stronger) | 1.44% |
| Loans ÷ deposits | 94.4% | 42.0% (stronger) |
| Uninsured deposits | 26.1% | 11.9% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Security State Bank has the higher TellerScore (73 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 2 and First Security State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.