Side-by-side · Q2 2026 data
First State Bank vs Interstate Bank
Metric by metric
| Measure | First State Bank | Interstate Bank |
|---|---|---|
| TellerScore | 53 (stronger) | 40 |
| Capital cushion | 76 (stronger) | 44 |
| Loan quality | 0 | 0 |
| Earnings | 89 (stronger) | 71 |
| Funding & liquidity | 53 (stronger) | 50 |
| Problem-loan coverage | 49 | 55 (stronger) |
| Peer percentile | 9th | 2nd |
| Total assets | $184.0M | $288.4M |
| Deposits / shares | $154.0M | $269.1M |
| Capital ratio | 12.57% (stronger) | 9.36% |
| Problem loans | 4.44% | 3.47% (stronger) |
| Net charge-offs | 0.14% | -2.51% (stronger) |
| Return on assets | 1.74% (stronger) | 1.28% |
| Loans ÷ deposits | 94.4% | 51.9% (stronger) |
| Uninsured deposits | 26.1% (stronger) | 68.1% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (53 vs 40). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 4 and Interstate Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.