Side-by-side · Q2 2026 data
First State Bank vs Cooperative Employees
Metric by metric
| Measure | First State Bank | Cooperative Employees |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 62 (stronger) | 54 |
| Loan quality | 89 | 100 (stronger) |
| Earnings | 62 (stronger) | 42 |
| Funding & liquidity | 71 | 92 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 57th | 47th |
| Total assets | $139.6M | $10.0M |
| Deposits / shares | $130.5M | $8.9M |
| Capital ratio | 11.21% (stronger) | 10.37% |
| Problem loans | 0.34% | 0.00% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.05% (stronger) | 0.55% |
| Loans ÷ deposits | 30.6% (stronger) | 67.8% |
| Uninsured deposits | 41.4% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 4 and Cooperative Employees on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Anadarko, OK