Side-by-side · Q2 2026 data
First State Bank vs FirstBank
Metric by metric
| Measure | First State Bank | FirstBank |
|---|---|---|
| TellerScore | 79 (stronger) | 69 |
| Capital cushion | 59 (stronger) | 58 |
| Loan quality | 86 (stronger) | 73 |
| Earnings | 88 (stronger) | 61 |
| Funding & liquidity | 82 (stronger) | 81 |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 75th | 40th |
| Total assets | $100.3M | $684.3M |
| Deposits / shares | $88.9M | $598.3M |
| Capital ratio | 10.91% (stronger) | 10.81% |
| Problem loans | 0.43% (stronger) | 0.82% |
| Net charge-offs | 0.09% (stronger) | 0.13% |
| Return on assets | 1.71% (stronger) | 1.03% |
| Loans ÷ deposits | 73.9% | 68.3% (stronger) |
| Uninsured deposits | 18.9% (stronger) | 24.8% |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 6 and FirstBank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Broken Bow, OK
- Idabel, OK