TellerScore

FirstBank (FDIC certificate #14331) is based in Antlers, Oklahoma. Its Q2 2026 call report shows $684.3M in total assets and $598.3M in deposits and 10 offices.

Based on its Q2 2026 filing, FirstBank scores 69/100, which we describe as moderate. That is higher than only 40% of 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 89th. Its strongest component is problem-loan coverage (91/100; 4.3%), and its lowest is capital cushion (58/100; 10.81%).

TellerScore · Q2 2026

Scorecard

Capital cushion58/100
Tier 1 leverage ratio: 10.81%
Loan quality73/100
Noncurrent loans ÷ total loans: 0.82%
Earnings61/100
Return on assets (annualized): 1.03%
Funding & liquidity81/100
Loans ÷ deposits and uninsured-deposit share: 68.3% · 24.8% uninsured
Problem-loan coverage91/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 4.34%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (77 → 69), mostly because the loan quality component weakened by 19 points.

TellerScore
697377Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202476
Q4 202476
Q1 202575
Q2 202577
Q3 202576
Q4 202576
Q1 202672
Q2 202669
Tier 1 leverage ratio
5.00%8.17%11.34%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.46%
Q3 202410.83%
Q4 202410.63%
Q1 202510.86%
Q2 202511.06%
Q3 202511.34%
Q4 202511.13%
Q1 202610.95%
Q2 202610.81%
Noncurrent loans
0.19%0.50%0.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.22%
Q3 20240.19%
Q4 20240.19%
Q1 20250.30%
Q2 20250.24%
Q3 20250.37%
Q4 20250.30%
Q1 20260.43%
Q2 20260.82%
Return on assets
0.86%1.04%1.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.13%
Q3 20241.18%
Q4 20241.19%
Q1 20251.18%
Q2 20251.21%
Q3 20251.21%
Q4 20251.20%
Q1 20260.86%
Q2 20261.03%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$684.3M10.81%0.82%1.03%68.3%
Q1 202672$670.2M10.95%0.43%0.86%68.4%
Q4 202576$644.8M11.13%0.30%1.20%69.7%
Q3 202576$640.6M11.34%0.37%1.21%71.2%
Q2 202577$637.8M11.06%0.24%1.21%70.6%
Q1 202575$638.6M10.86%0.30%1.18%70.5%
Q4 202476$623.5M10.63%0.19%1.19%72.2%
Q3 202476$621.6M10.83%0.19%1.18%72.9%
Q2 202474$619.1M10.46%0.22%1.13%73.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.81%
47th
Total risk-based capital0.00%
24th
Problem loans0.82%
33rd
Net charge-offs0.13%
17th
Return on assets1.03%
36th
Net interest margin5.23%
95th
Efficiency ratio73.6%
23rd
Loans to deposits68.3%
72nd
Uninsured deposits24.8%
47th
Loan-loss reserves1.29%
61st
Texas ratio4.3%
39th

Similar-size banks in Oklahoma

InstitutionScoreAssetsCapitalProblem loansCompare
Legacy BankBank Hinton, OK36 out of 100, Low$686.5M8.5%3.22%vs
First National Bank and Trust Company of ArdmoreBank Ardmore, OK79 out of 100, Strong$686.7M10.1%0.03%vs
American Nation BankBank Ardmore, OK76 out of 100, Strong$691.5M10.3%0.06%vs
Grand BankBank Tulsa, OK73 out of 100, Strong$712.8M10.3%0.00%vs
Prism BankBank Guthrie, OK63 out of 100, Moderate$720.9M10.1%0.49%vs
First Bank of OwassoBank Owasso, OK93 out of 100, Very strong$639.3M15.7%0.01%vs

Deposit insurance

Is my money safe at FirstBank?

Yes. FirstBank is an FDIC-insured institution (FDIC certificate #14331). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 24.8% of deposits ($148.5M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.81%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

10 locations

Branches

FirstBank lists 9 offices in 8 cities. Most locations:

  • Broken Bow, OK (2)
  • Antlers, OK (1)
  • Atoka, OK (1)
  • Coalgate, OK (1)
  • Hugo, OK (1)
  • Idabel, OK (1)
  • Kiowa, OK (1)
  • Wright City, OK (1)

All branch addresses and map

Identity & history

Profile

Legal name
FirstBank
Former names
First National Bank at Antlers; First National Bank
Type
State-chartered bank (Fed member)
FDIC certificate #
14331
RSSD ID
296456
Primary regulator
FED
Holding company
First Antlers Bcorp Inc
Established
January 1, 1901
Headquarters
100 N High St, Antlers, OK 74523
Employees
171

Quick answers

FirstBank: common questions

Is FirstBank FDIC insured?

Yes. FirstBank is an FDIC-insured institution (FDIC certificate #14331). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is FirstBank's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has FirstBank ever failed?

There is no failure record for FDIC certificate #14331 in the FDIC failed bank list.

How many branches does FirstBank have?

10 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Antlers

InstitutionScoreAssetsCapitalProblem loansCompare
McCurtain County National BankBank Broken Bow, OK75 out of 100, Strong$384.2M15.7%1.64%vs
Ameristate BankBank Atoka, OK57 out of 100, Moderate$477.7M9.5%1.67%vs
First United Bank and Trust CompanyBank Durant, OK50 out of 100, Below average$16.6B9.8%1.69%vs
First Texoma National BankBank Durant, OK50 out of 100, Below average$225.4M11.6%3.38%vs
Security First National Bank of HugoBank Hugo, OK48 out of 100, Below average$137.7M10.4%4.15%vs