Side-by-side · Q2 2026 data
First State Bank vs McCurtain County National Bank
Metric by metric
| Measure | First State Bank | McCurtain County National Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 75 |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 86 (stronger) | 45 |
| Earnings | 88 (stronger) | 66 |
| Funding & liquidity | 82 (stronger) | 75 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 75th | 61st |
| Total assets | $100.3M | $384.2M |
| Deposits / shares | $88.9M | $323.6M |
| Capital ratio | 10.91% | 15.65% (stronger) |
| Problem loans | 0.43% (stronger) | 1.64% |
| Net charge-offs | 0.09% (stronger) | 0.20% |
| Return on assets | 1.71% (stronger) | 1.16% |
| Loans ÷ deposits | 73.9% | 43.4% (stronger) |
| Uninsured deposits | 18.9% (stronger) | 38.0% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 5 and McCurtain County National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Broken Bow, OK
- Idabel, OK
- Valliant, OK