Side-by-side · Q2 2026 data
First State Bank vs Premier Community Bank
Metric by metric
| Measure | First State Bank | Premier Community Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 57 |
| Capital cushion | 48 (stronger) | 35 |
| Loan quality | 96 (stronger) | 72 |
| Earnings | 53 (stronger) | 43 |
| Funding & liquidity | 68 | 74 (stronger) |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 40th | 14th |
| Total assets | $558.1M | $552.1M |
| Deposits / shares | $449.8M | $486.6M |
| Capital ratio | 9.80% (stronger) | 8.54% |
| Problem loans | 0.12% (stronger) | 0.85% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 0.83% (stronger) | 0.57% |
| Loans ÷ deposits | 87.1% | 80.2% (stronger) |
| Uninsured deposits | 19.5% (stronger) | 20.6% |
| Offices | 8 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
First State Bank has the higher TellerScore (69 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 5 and Premier Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Manawa, WI
- Waupaca, WI