TellerScore

Premier Community Bank (FDIC certificate #15799) is based in Marion, Wisconsin. Its Q2 2026 call report shows $552.1M in total assets and $486.6M in deposits and 10 offices.

Premier Community Bank has a TellerScore of 57 out of 100 (moderate) based on Q2 2026 data — higher than only 14% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 133rd. Problem-loan coverage contributes the most (85/100, 7.7%); capital cushion contributes the least (35/100, 8.54%).

TellerScore · Q2 2026

Scorecard

Capital cushion35/100
Tier 1 leverage ratio: 8.54%
Loan quality72/100
Noncurrent loans ÷ total loans: 0.85%
Earnings43/100
Return on assets (annualized): 0.57%
Funding & liquidity74/100
Loans ÷ deposits and uninsured-deposit share: 80.2% · 20.6% uninsured
Problem-loan coverage85/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 7.67%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (65 → 57), mostly because the loan quality component weakened by 28 points.

TellerScore
576266Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202464
Q4 202466
Q1 202565
Q2 202565
Q3 202565
Q4 202566
Q1 202665
Q2 202657
Tier 1 leverage ratio
5.00%6.87%8.74%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.74%
Q3 20248.41%
Q4 20248.33%
Q1 20258.28%
Q2 20258.28%
Q3 20258.53%
Q4 20258.62%
Q1 20268.45%
Q2 20268.54%
Noncurrent loans
0.00%0.42%0.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.19%
Q3 20240.19%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.85%
Return on assets
0.49%0.56%0.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.49%
Q3 20240.56%
Q4 20240.63%
Q1 20250.52%
Q2 20250.51%
Q3 20250.54%
Q4 20250.56%
Q1 20260.56%
Q2 20260.57%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202657$552.1M8.54%0.85%0.57%80.2%
Q1 202665$562.2M8.45%0.00%0.56%78.6%
Q4 202566$551.4M8.62%0.00%0.56%77.2%
Q3 202565$532.8M8.53%0.00%0.54%81.0%
Q2 202565$536.3M8.28%0.00%0.51%79.7%
Q1 202565$541.6M8.28%0.00%0.52%76.4%
Q4 202466$536.2M8.33%0.00%0.63%77.6%
Q3 202464$534.6M8.41%0.19%0.56%76.5%
Q2 202464$513.7M8.74%0.19%0.49%77.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.54%
7th
Total risk-based capital13.09%
57th
Problem loans0.85%
32nd
Net charge-offs0.00%
54th
Return on assets0.57%
14th
Net interest margin3.79%
41st
Efficiency ratio80.1%
14th
Loans to deposits80.2%
49th
Uninsured deposits20.6%
62nd
Loan-loss reserves1.21%
51st
Texas ratio7.7%
24th

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Mound City BankBank Platteville, WI86 out of 100, Very strong$550.7M13.1%0.11%vs
Northwestern Mutual Wealth ManagementBank Milwaukee, WI93 out of 100, Very strong$557.7M55.0%0.00%vs
First State BankBank New London, WI69 out of 100, Moderate$558.1M9.8%0.12%vs
Capitol BankBank Madison, WI79 out of 100, Strong$565.3M12.4%0.02%vs
Baraboo State BankBank Baraboo, WI84 out of 100, Strong$569.6M11.7%0.01%vs
Bank of Lake MillsBank Lake Mills, WI74 out of 100, Strong$533.8M11.2%0.69%vs

Deposit insurance

Is my money safe at Premier Community Bank?

Yes. Premier Community Bank is an FDIC-insured institution (FDIC certificate #15799). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 20.6% of deposits ($100.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.54%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.09% (benchmark: 10%).

Check how much of your own balance is covered

10 locations

Branches

Premier Community Bank lists 10 offices in 10 cities. Most locations:

  • Fremont, WI (1)
  • Iola, WI (1)
  • Manawa, WI (1)
  • Marion, WI (1)
  • Pulaski, WI (1)
  • Shawano, WI (1)
  • Tigerton, WI (1)
  • Waupaca, WI (1)
  • Weyauwega, WI (1)
  • Winneconne, WI (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Premier Community Bank reported 196 home-loan applications under HMDA (LEI 549300WD04PCWCETKZ02): 173 originated ($48,275,000 total), 8 denied, and 11 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Premier Community Bank
Former names
Marion State Bank
Type
State-chartered bank
FDIC certificate #
15799
RSSD ID
597546
Primary regulator
FDIC
Holding company
M S B Bcorp Inc
Established
February 24, 1941
Headquarters
230 Mavis Rd, Marion, WI 54950
Employees
117

Quick answers

Premier Community Bank: common questions

Is Premier Community Bank FDIC insured?

Yes. Premier Community Bank is an FDIC-insured institution (FDIC certificate #15799). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Premier Community Bank's TellerScore?

57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Premier Community Bank ever failed?

There is no failure record for FDIC certificate #15799 in the FDIC failed bank list.

How many branches does Premier Community Bank have?

10 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Marion

InstitutionScoreAssetsCapitalProblem loansCompare
The International Bank of AmherstBank Amherst, WI98 out of 100, Very strong$103.6M14.4%0.00%vs
First National Bank in TigertonBank Tigerton, WI87 out of 100, Very strong$29.3M13.0%0.00%vs
Community First Credit UnionCredit union Appleton, WI84 out of 100, Strong$6.8B12.8%0.14%vs
Wolf River Community BankBank Hortonville, WI81 out of 100, Strong$385.8M12.4%0.05%vs
Community First BankBank Rosholt, WI75 out of 100, Strong$97.6M11.0%0.00%vs
Fox Communities Credit UnionCredit union Appleton, WI73 out of 100, Strong$3.4B10.9%0.29%vs