Side-by-side · Q2 2026 data
First State Bank vs PyraMax Bank, FSB
Metric by metric
| Measure | First State Bank | PyraMax Bank, FSB |
|---|---|---|
| TellerScore | 69 (stronger) | 67 |
| Capital cushion | 48 | 62 (stronger) |
| Loan quality | 96 (stronger) | 92 |
| Earnings | 53 (stronger) | 38 |
| Funding & liquidity | 68 (stronger) | 57 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 40th | 34th |
| Total assets | $558.1M | $588.7M |
| Deposits / shares | $449.8M | $406.2M |
| Capital ratio | 9.80% | 11.23% (stronger) |
| Problem loans | 0.12% (stronger) | 0.25% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 0.83% (stronger) | 0.44% |
| Loans ÷ deposits | 87.1% (stronger) | 102.0% |
| Uninsured deposits | 19.5% | 16.0% (stronger) |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.0% |
First State Bank has the higher TellerScore (69 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 4 and PyraMax Bank, FSB on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.