Side-by-side · Q2 2026 data
First State Bank vs Green Belt Bank & Trust
Metric by metric
| Measure | First State Bank | Green Belt Bank & Trust |
|---|---|---|
| TellerScore | 81 (stronger) | 71 |
| Capital cushion | 74 (stronger) | 42 |
| Loan quality | 96 | 99 (stronger) |
| Earnings | 75 | 89 (stronger) |
| Funding & liquidity | 65 (stronger) | 41 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 80th | 47th |
| Total assets | $674.3M | $758.7M |
| Deposits / shares | $572.2M | $676.6M |
| Capital ratio | 12.40% (stronger) | 9.18% |
| Problem loans | 0.12% | 0.04% (stronger) |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.38% | 1.73% (stronger) |
| Loans ÷ deposits | 86.5% (stronger) | 92.9% |
| Uninsured deposits | 22.4% (stronger) | 38.8% |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.6% |
First State Bank has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 4 and Green Belt Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.