Green Belt Bank & Trust is a state-chartered bank headquartered in Iowa Falls, Iowa, in business for about 40 years. At the end of Q2 2026 it reported $758.7M in total assets and $676.6M in deposits, with 9 offices.
Green Belt Bank & Trust has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 121st. Loan quality contributes the most (99/100, 0.04%); funding & liquidity contributes the least (41/100, 93% loans-to-deposits, 39% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (69 → 71), mostly because the earnings component improved by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 66 |
| Q4 2024 | 64 |
| Q1 2025 | 66 |
| Q2 2025 | 69 |
| Q3 2025 | 71 |
| Q4 2025 | 67 |
| Q1 2026 | 69 |
| Q2 2026 | 71 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.96% |
| Q3 2024 | 9.15% |
| Q4 2024 | 8.94% |
| Q1 2025 | 8.84% |
| Q2 2025 | 8.99% |
| Q3 2025 | 9.17% |
| Q4 2025 | 8.98% |
| Q1 2026 | 9.07% |
| Q2 2026 | 9.18% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.11% |
| Q4 2024 | 0.16% |
| Q1 2025 | 0.15% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.04% |
| Q4 2025 | 0.18% |
| Q1 2026 | 0.20% |
| Q2 2026 | 0.04% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.12% |
| Q3 2024 | 1.17% |
| Q4 2024 | 1.09% |
| Q1 2025 | 1.39% |
| Q2 2025 | 1.50% |
| Q3 2025 | 1.57% |
| Q4 2025 | 1.41% |
| Q1 2026 | 1.70% |
| Q2 2026 | 1.73% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $758.7M | 9.18% | 0.04% | 1.73% | 92.9% |
| Q1 2026 | 69 | $772.0M | 9.07% | 0.20% | 1.70% | 90.9% |
| Q4 2025 | 67 | $740.2M | 8.98% | 0.18% | 1.41% | 94.6% |
| Q3 2025 | 71 | $735.2M | 9.17% | 0.04% | 1.57% | 90.0% |
| Q2 2025 | 69 | $712.0M | 8.99% | 0.02% | 1.50% | 94.9% |
| Q1 2025 | 66 | $726.2M | 8.84% | 0.15% | 1.39% | 93.3% |
| Q4 2024 | 64 | $709.8M | 8.94% | 0.16% | 1.09% | 95.7% |
| Q3 2024 | 66 | $674.7M | 9.15% | 0.11% | 1.17% | 95.0% |
| Q2 2024 | 65 | $681.0M | 8.96% | 0.11% | 1.12% | 95.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Midwest Heritage Bank, FSBBank West Des Moines, IA | 68 out of 100, Moderate | $768.3M | 12.8% | 1.78% | vs |
| First Central State BankBank Dewitt, IA | 83 out of 100, Strong | $772.4M | 13.4% | 0.21% | vs |
| First BankBank Waverly, IA | 78 out of 100, Strong | $739.9M | 12.7% | 0.54% | vs |
| Manufacturers Bank & Trust CompanyBank Forest City, IA | 68 out of 100, Moderate | $738.2M | 10.4% | 0.94% | vs |
| City State BankBank Norwalk, IA | 72 out of 100, Strong | $787.9M | 9.4% | 0.27% | vs |
| Decorah Bank & Trust CompanyBank Decorah, IA | 74 out of 100, Strong | $794.1M | 10.4% | 0.49% | vs |
Deposit insurance
Is my money safe at Green Belt Bank & Trust?
Yes. Green Belt Bank & Trust is an FDIC-insured institution (FDIC certificate #26760). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 38.8% of deposits ($262.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.18%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.38% (benchmark: 10%).
9 locations
Branches
Green Belt Bank & Trust lists 6 offices in 6 cities. Most locations:
- Ackley, IA (1)
- Belmond, IA (1)
- Eldora, IA (1)
- Grundy Center, IA (1)
- Iowa Falls, IA (1)
- Parkersburg, IA (1)
HMDA 2025
Mortgage lending
In 2025, Green Belt Bank & Trust reported 81 home-loan applications under HMDA (LEI 549300JGL6C3EZEB8H05): 73 originated ($9,015,000 total), 6 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Green Belt Bank & Trust
- Type
- State-chartered bank
- FDIC certificate #
- 26760
- RSSD ID
- 803649
- Primary regulator
- FDIC
- Holding company
- Green Belt Bcorp
- Established
- July 31, 1986
- Headquarters
- 616 Washington Ave, Iowa Falls, IA 50126
- Website
- www.greenbeltbank.com
- Employees
- 91
Quick answers
Green Belt Bank & Trust: common questions
Is Green Belt Bank & Trust FDIC insured?
Yes. Green Belt Bank & Trust is an FDIC-insured institution (FDIC certificate #26760). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Green Belt Bank & Trust's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Green Belt Bank & Trust ever failed?
There is no failure record for FDIC certificate #26760 in the FDIC failed bank list.
How many branches does Green Belt Bank & Trust have?
9 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Iowa Falls
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| United Bank and Trust CompanyBank Hampton, IA | 97 out of 100, Very strong | $228.4M | 14.8% | 0.00% | vs |
| First State BankBank Webster City, IA | 81 out of 100, Strong | $674.3M | 12.4% | 0.12% | vs |
| GNB BankBank Grundy Center, IA | 76 out of 100, Strong | $621.3M | 12.2% | 0.62% | vs |
| First Bank HamptonBank Hampton, IA | 74 out of 100, Strong | $240.9M | 11.6% | 0.65% | vs |
| Iowa Falls State BankBank Iowa Falls, IA | 71 out of 100, Strong | $201.5M | 8.6% | 0.25% | vs |
| First Security Bank and Trust CompanyBank Charles City, IA | 68 out of 100, Moderate | $538.2M | 10.0% | 0.27% | vs |