Side-by-side · Q2 2026 data
First State Bank vs BNA Bank
Metric by metric
| Measure | First State Bank | BNA Bank |
|---|---|---|
| TellerScore | 57 | 77 (stronger) |
| Capital cushion | 57 | 75 (stronger) |
| Loan quality | 61 | 76 (stronger) |
| Earnings | 34 | 84 (stronger) |
| Funding & liquidity | 65 | 67 (stronger) |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 14th | 68th |
| Total assets | $951.5M | $855.7M |
| Deposits / shares | $828.0M | $718.7M |
| Capital ratio | 10.67% | 12.49% (stronger) |
| Problem loans | 1.18% | 0.72% (stronger) |
| Net charge-offs | 0.11% (stronger) | 1.52% |
| Return on assets | 0.34% | 1.60% (stronger) |
| Loans ÷ deposits | 63.8% (stronger) | 76.1% |
| Uninsured deposits | 42.8% | 30.1% (stronger) |
| Offices | 13 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | — |
BNA Bank has the higher TellerScore (77 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 2 and BNA Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.