Side-by-side · Q2 2026 data
First State Bank vs Main Bank
Metric by metric
| Measure | First State Bank | Main Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 82 |
| Capital cushion | 93 (stronger) | 65 |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 60 | 100 (stronger) |
| Funding & liquidity | 60 (stronger) | 49 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 82nd |
| Total assets | $188.0M | $245.2M |
| Deposits / shares | $160.5M | $211.4M |
| Capital ratio | 14.27% (stronger) | 11.55% |
| Problem loans | 0.03% | 0.00% (stronger) |
| Net charge-offs | -0.05% (stronger) | -0.00% |
| Return on assets | 1.01% | 2.10% (stronger) |
| Loans ÷ deposits | 6.5% (stronger) | 90.8% |
| Uninsured deposits | 50.9% | 33.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (84 vs 82). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 4 and Main Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.