Headquartered in Albuquerque, New Mexico, Main Bank is a state-chartered bank with $245.2M in total assets and $211.4M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1975.
Based on its Q2 2026 filing, Main Bank scores 82/100, which we describe as strong. That is higher than 82% of 2,650 banks with $100 million – $1 billion. Among 29 banks headquartered in New Mexico, it ranks 7th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is funding & liquidity (49/100; 91% loans-to-deposits, 33% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (76 → 82), mostly because the loan quality component improved by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 71 |
| Q4 2024 | 74 |
| Q1 2025 | 80 |
| Q2 2025 | 76 |
| Q3 2025 | 82 |
| Q4 2025 | 79 |
| Q1 2026 | 83 |
| Q2 2026 | 82 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.21% |
| Q3 2024 | 10.30% |
| Q4 2024 | 10.38% |
| Q1 2025 | 11.13% |
| Q2 2025 | 11.70% |
| Q3 2025 | 11.12% |
| Q4 2025 | 10.48% |
| Q1 2026 | 11.41% |
| Q2 2026 | 11.55% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.25% |
| Q3 2024 | 0.26% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.52% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.42% |
| Q3 2024 | 1.46% |
| Q4 2024 | 1.59% |
| Q1 2025 | 2.18% |
| Q2 2025 | 2.08% |
| Q3 2025 | 2.14% |
| Q4 2025 | 2.27% |
| Q1 2026 | 2.01% |
| Q2 2026 | 2.10% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 82 | $245.2M | 11.55% | 0.00% | 2.10% | 90.8% |
| Q1 2026 | 83 | $254.2M | 11.41% | 0.00% | 2.01% | 83.0% |
| Q4 2025 | 79 | $251.0M | 10.48% | 0.00% | 2.27% | 88.3% |
| Q3 2025 | 82 | $277.2M | 11.12% | 0.00% | 2.14% | 81.6% |
| Q2 2025 | 76 | $246.7M | 11.70% | 0.52% | 2.08% | 94.9% |
| Q1 2025 | 80 | $242.5M | 11.13% | 0.00% | 2.18% | 95.1% |
| Q4 2024 | 74 | $259.2M | 10.38% | 0.00% | 1.59% | 95.2% |
| Q3 2024 | 71 | $262.1M | 10.30% | 0.26% | 1.46% | 93.1% |
| Q2 2024 | 70 | $260.8M | 10.21% | 0.25% | 1.42% | 92.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Mexico
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First New Mexico BankBank Deming, NM | 91 out of 100, Very strong | $275.1M | 14.7% | 0.16% | vs |
| Community 1st Bank Las VegasBank Las Vegas, NM | 81 out of 100, Strong | $293.9M | 10.0% | 0.03% | vs |
| First State BankBank Socorro, NM | 84 out of 100, Strong | $188.0M | 14.3% | 0.03% | vs |
| Valley Bank of CommerceBank Roswell, NM | 64 out of 100, Moderate | $304.1M | 14.5% | 3.32% | vs |
| Bank of the SouthwestBank Roswell, NM | 64 out of 100, Moderate | $176.3M | 9.4% | 0.73% | vs |
| First New Mexico Bank, Las CrucesBank Las Cruces, NM | 68 out of 100, Moderate | $171.9M | 13.1% | 2.31% | vs |
Deposit insurance
Is my money safe at Main Bank?
Yes. Main Bank is an FDIC-insured institution (FDIC certificate #22086). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 33.4% of deposits ($70.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.55%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.07% (benchmark: 10%).
1 location
Branches
Main Bank lists 1 office in 1 city. Most locations:
- Albuquerque, NM (1)
Identity & history
Profile
- Legal name
- Main Bank
- Former names
- Interamerica Bank, National Association; Interamerica Bank; Plaza National Bank; Plaza Del Sol National Bank
- Type
- State-chartered bank
- FDIC certificate #
- 22086
- RSSD ID
- 430054
- Primary regulator
- FDIC
- Holding company
- Main Banc Inc
- Established
- August 5, 1975
- Headquarters
- 7300 Menaul Blvd Ne, Albuquerque, NM 87110
- Website
- www.main.bank
- Employees
- 22
Quick answers
Main Bank: common questions
Is Main Bank FDIC insured?
Yes. Main Bank is an FDIC-insured institution (FDIC certificate #22086). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Main Bank's TellerScore?
82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Main Bank ever failed?
There is no failure record for FDIC certificate #22086 in the FDIC failed bank list.
How many branches does Main Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Albuquerque
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| DSRM National BankBank Albuquerque, NM | 94 out of 100, Very strong | $4.4M | 84.5% | 0.00% | vs |
| First American BankBank Artesia, NM | 80 out of 100, Strong | $1.9B | 11.8% | 0.53% | vs |
| Citizens Bank of Las CrucesBank Las Cruces, NM | 76 out of 100, Strong | $1.2B | 10.4% | 0.43% | vs |
| Sandia Area Federal Credit UnionCredit union Albuquerque, NM | 75 out of 100, Strong | $1.4B | 11.4% | 0.15% | vs |
| Santa Fe Federal Credit UnionCredit union Amarillo, TX | 73 out of 100, Strong | $214.8M | 12.9% | 0.48% | vs |
| Kirtland Federal Credit UnionCredit union Albuquerque, NM | 71 out of 100, Strong | $1.1B | 12.4% | 0.79% | vs |