Side-by-side · Q2 2026 data
First State Bank vs Nusenda Federal Credit Union
Metric by metric
| Measure | First State Bank | Nusenda Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 62 |
| Capital cushion | 93 (stronger) | 42 |
| Loan quality | 99 (stronger) | 74 |
| Earnings | 60 (stronger) | 51 |
| Funding & liquidity | 60 | 82 (stronger) |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 86th | 30th |
| Total assets | $188.0M | $5.0B |
| Deposits / shares | $160.5M | $4.4B |
| Capital ratio | 14.27% (stronger) | 9.20% |
| Problem loans | 0.03% (stronger) | 0.79% |
| Net charge-offs | -0.05% (stronger) | 0.60% |
| Return on assets | 1.01% (stronger) | 0.76% |
| Loans ÷ deposits | 6.5% (stronger) | 78.3% |
| Uninsured deposits | 50.9% | 11.5% (stronger) |
| Offices | 2 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 6 and Nusenda Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Socorro, NM