Side-by-side · Q2 2026 data
First State Bank vs WaFd Bank
Metric by metric
| Measure | First State Bank | WaFd Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 61 |
| Capital cushion | 93 (stronger) | 42 |
| Loan quality | 99 (stronger) | 79 |
| Earnings | 60 | 60 |
| Funding & liquidity | 60 (stronger) | 47 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 86th | 32nd |
| Total assets | $188.0M | $27.6B |
| Deposits / shares | $160.5M | $21.1B |
| Capital ratio | 14.27% (stronger) | 9.21% |
| Problem loans | 0.03% (stronger) | 0.63% |
| Net charge-offs | -0.05% (stronger) | 0.02% |
| Return on assets | 1.01% (stronger) | 0.99% |
| Loans ÷ deposits | 6.5% (stronger) | 95.1% |
| Uninsured deposits | 50.9% | 31.1% (stronger) |
| Offices | 2 | 210 |
| CFPB complaints (3 yrs) | — | 93 |
| Complaints per $1B deposits | — | 4.4 |
| Mortgage denial rate (HMDA) | — | 18.8% |
First State Bank has the higher TellerScore (84 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 6 and WaFd Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Socorro, NM