Side-by-side · Q2 2026 data
First State Bank vs Dalhart Federal Savings & Loan Association, SSB
Bank
Dalhart Federal Savings & Loan Association, SSB
Dalhart, Texas · $100 million – $1 billion
Metric by metric
| Measure | First State Bank | Dalhart Federal Savings & Loan Association, SSB |
|---|---|---|
| TellerScore | 88 (stronger) | 69 |
| Capital cushion | 76 (stronger) | 64 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 100 (stronger) | 21 |
| Funding & liquidity | 70 | 78 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 92nd | 40th |
| Total assets | $371.9M | $126.3M |
| Deposits / shares | $326.4M | $95.5M |
| Capital ratio | 12.58% (stronger) | 11.42% |
| Problem loans | 0.00% (stronger) | 0.16% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 2.27% (stronger) | 0.04% |
| Loans ÷ deposits | 74.7% (stronger) | 82.3% |
| Uninsured deposits | 28.9% | 10.3% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (88 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 5 and Dalhart Federal Savings & Loan Association, SSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Dalhart, TX
- Dumas, TX