Side-by-side · Q2 2026 data
First State Bank vs Moore County Schools Federal Credit Union
Credit union
Moore County Schools Federal Credit Union
Dumas, Texas · Under $100 million in assets
Metric by metric
| Measure | First State Bank | Moore County Schools Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 62 |
| Capital cushion | 76 (stronger) | 74 |
| Loan quality | 100 (stronger) | 36 |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 70 | 85 (stronger) |
| Problem-loan coverage | 100 (stronger) | 81 |
| Peer percentile | 92nd | 24th |
| Total assets | $371.9M | $5.1M |
| Deposits / shares | $326.4M | $4.4M |
| Capital ratio | 12.58% (stronger) | 12.44% |
| Problem loans | 0.00% (stronger) | 1.92% |
| Net charge-offs | 0.00% (stronger) | 1.49% |
| Return on assets | 2.27% (stronger) | 0.71% |
| Loans ÷ deposits | 74.7% (stronger) | 74.9% |
| Uninsured deposits | 28.9% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (88 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 6 and Moore County Schools Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Dumas, TX