Headquartered in Dumas, Texas, Moore County Schools Federal Credit Union is a federal credit union with $5.1M in total assets and $4.4M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1956.
Moore County Schools Federal Credit Union has a TellerScore of 62 out of 100 (moderate) based on Q2 2026 data — higher than only 24% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 282nd. Funding & liquidity contributes the most (85/100, 75% loans-to-deposits, 0% uninsured); loan quality contributes the least (36/100, 1.92%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 62).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 59 |
| Q4 2024 | 61 |
| Q1 2025 | 38 |
| Q2 2025 | 63 |
| Q3 2025 | 67 |
| Q4 2025 | 55 |
| Q1 2026 | 69 |
| Q2 2026 | 62 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.92% |
| Q3 2024 | 9.03% |
| Q4 2024 | 10.62% |
| Q1 2025 | 10.56% |
| Q2 2025 | 10.62% |
| Q3 2025 | 10.47% |
| Q4 2025 | 11.94% |
| Q1 2026 | 12.28% |
| Q2 2026 | 12.44% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.36% |
| Q3 2024 | 0.21% |
| Q4 2024 | 0.45% |
| Q1 2025 | 2.99% |
| Q2 2025 | 0.27% |
| Q3 2025 | 0.08% |
| Q4 2025 | 1.65% |
| Q1 2026 | 0.29% |
| Q2 2026 | 1.92% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.31% |
| Q3 2024 | -1.14% |
| Q4 2024 | -0.64% |
| Q1 2025 | -0.25% |
| Q2 2025 | -0.33% |
| Q3 2025 | -0.13% |
| Q4 2025 | -0.16% |
| Q1 2026 | -0.19% |
| Q2 2026 | 0.71% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 62 | $5.1M | 12.44% | 1.92% | 0.71% | 74.9% |
| Q1 2026 | 69 | $5.2M | 12.28% | 0.29% | -0.19% | 76.5% |
| Q4 2025 | 55 | $5.4M | 11.94% | 1.65% | -0.16% | 78.4% |
| Q3 2025 | 67 | $6.2M | 10.47% | 0.08% | -0.13% | 70.1% |
| Q2 2025 | 63 | $6.1M | 10.62% | 0.27% | -0.33% | 74.9% |
| Q1 2025 | 38 | $6.2M | 10.56% | 2.99% | -0.25% | 73.8% |
| Q4 2024 | 61 | $6.2M | 10.62% | 0.45% | -0.64% | 73.0% |
| Q3 2024 | 59 | $7.0M | 9.03% | 0.21% | -1.14% | 63.9% |
| Q2 2024 | 58 | $7.2M | 8.92% | 0.36% | -1.31% | 54.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Corpus Christi S.P. Credit UnionCredit union Corpus Christi, TX | 50 out of 100, Below average | $5.0M | 13.8% | 4.13% | vs |
| Light Commerce Credit UnionCredit union Houston, TX | 92 out of 100, Very strong | $5.0M | 26.8% | 0.93% | vs |
| Farmers Branch City Employees Federal Credit UnionCredit union Farmers Branch, TX | 57 out of 100, Moderate | $5.2M | 19.9% | 6.74% | vs |
| Natural Resources Conservation Serv Federal Credit UnionCredit union Fort Worth, TX | 54 out of 100, Below average | $4.9M | 24.0% | 3.05% | vs |
| Frio County Federal Credit UnionCredit union Pearsall, TX | 67 out of 100, Moderate | $5.3M | 37.4% | 0.63% | vs |
| Port of Houston Warehouse Federal Credit UnionCredit union Houston, TX | 96 out of 100, Very strong | $5.4M | 21.6% | 0.52% | vs |
Deposit insurance
Is my money safe at Moore County Schools Federal Credit Union?
Yes. Moore County Schools Federal Credit Union is a federally insured credit union (NCUA charter #11458). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.44%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Moore County Schools Federal Credit Union lists 1 office in 1 city. Most locations:
- Dumas, TX (1)
Identity & history
Profile
- Legal name
- Moore County Schools Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 11458
- RSSD ID
- 922380
- Primary regulator
- NCUA
- Established
- 1956
- Headquarters
- 1114 E 1st St, Dumas, TX 79029
- Employees
- 3
Quick answers
Moore County Schools Federal Credit Union: common questions
Is Moore County Schools Federal Credit Union NCUA insured?
Yes. Moore County Schools Federal Credit Union is a federally insured credit union (NCUA charter #11458). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Moore County Schools Federal Credit Union's TellerScore?
62 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Moore County Schools Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Dumas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State BankBank Stratford, TX | 88 out of 100, Very strong | $371.9M | 12.6% | 0.00% | vs |
| Texan Sky Federal Credit UnionCredit union Dumas, TX | 82 out of 100, Strong | $74.7M | 15.7% | 0.34% | vs |
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |
| Dalhart Federal Savings & Loan Association, SSBBank Dalhart, TX | 69 out of 100, Moderate | $126.3M | 11.4% | 0.16% | vs |
| First National Bank TexasBank Killeen, TX | 64 out of 100, Moderate | $4.6B | 9.1% | 1.23% | vs |
| Panhandle First BankBank Guymon, OK | 56 out of 100, Moderate | $568.7M | 13.0% | 2.34% | vs |