Side-by-side · Q2 2026 data
First State Bank vs Texan Sky Federal Credit Union
Metric by metric
| Measure | First State Bank | Texan Sky Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 82 |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 100 (stronger) | 28 |
| Funding & liquidity | 70 | 93 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 92nd | 70th |
| Total assets | $371.9M | $74.7M |
| Deposits / shares | $326.4M | $60.4M |
| Capital ratio | 12.58% | 15.65% (stronger) |
| Problem loans | 0.00% (stronger) | 0.34% |
| Net charge-offs | 0.00% (stronger) | 0.25% |
| Return on assets | 2.27% (stronger) | 0.21% |
| Loans ÷ deposits | 74.7% | 67.3% (stronger) |
| Uninsured deposits | 28.9% | 2.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (88 vs 82). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 4 and Texan Sky Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Dumas, TX