TellerScore

Headquartered in Dumas, Texas, Texan Sky Federal Credit Union is a federal credit union with $74.7M in total assets and $60.4M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1940.

Texan Sky Federal Credit Union has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 102nd. Capital cushion contributes the most (100/100, 15.65%); earnings contributes the least (28/100, 0.21%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.65%
Loan quality89/100
Loans 60+ days delinquent ÷ total loans: 0.34%
Earnings28/100
Return on assets (annualized): 0.21%
Funding & liquidity93/100
Loans ÷ shares: 67.3% · 2.7% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.19%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (85 → 82), mostly because the earnings component weakened by 24 points.

TellerScore
818690Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202488
Q4 202490
Q1 202590
Q2 202585
Q3 202587
Q4 202582
Q1 202681
Q2 202682
Net worth ratio
7.00%11.80%16.60%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.08%
Q3 202415.58%
Q4 202415.88%
Q1 202515.89%
Q2 202515.87%
Q3 202516.60%
Q4 202516.53%
Q1 202615.99%
Q2 202615.65%
Delinquent loans (60+ days)
0.24%0.57%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.90%
Q3 20240.48%
Q4 20240.33%
Q1 20250.24%
Q2 20250.35%
Q3 20250.35%
Q4 20250.61%
Q1 20260.40%
Q2 20260.34%
Return on assets
0.21%0.94%1.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.38%
Q3 20241.56%
Q4 20241.67%
Q1 20251.41%
Q2 20250.80%
Q3 20251.09%
Q4 20250.61%
Q1 20260.23%
Q2 20260.21%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$74.7M15.65%0.34%0.21%67.3%
Q1 202681$78.9M15.99%0.40%0.23%66.5%
Q4 202582$76.1M16.53%0.61%0.61%72.9%
Q3 202587$76.7M16.60%0.35%1.09%74.1%
Q2 202585$78.2M15.87%0.35%0.80%74.4%
Q1 202590$78.1M15.89%0.24%1.41%77.3%
Q4 202490$70.3M15.88%0.33%1.67%86.3%
Q3 202488$69.5M15.58%0.48%1.56%88.6%
Q2 202482$69.6M15.08%0.90%1.38%89.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.65%
58th
Problem loans0.34%
66th
Net charge-offs0.25%
42nd
Return on assets0.21%
27th
Loans to deposits67.3%
38th
Uninsured deposits2.7%
38th
Loan-loss reserves0.00%
37th
Texas ratio1.2%
63rd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Kbr Heritage Federal Credit UnionCredit union Houston, TX90 out of 100, Very strong$76.4M22.6%0.39%vs
Southern Federal Credit UnionCredit union Houston, TX70 out of 100, Strong$76.4M44.5%2.09%vs
Hereford Texas Federal Credit UnionCredit union Hereford, TX80 out of 100, Strong$77.3M21.4%0.91%vs
Freestone Credit UnionCredit union Teague, TX73 out of 100, Strong$77.3M10.3%0.10%vs
Scott and White Employees Credit UnionCredit union Temple, TX92 out of 100, Very strong$71.7M18.5%0.75%vs
Star of Texas Credit UnionCredit union Austin, TX66 out of 100, Moderate$71.6M22.3%3.79%vs

Deposit insurance

Is my money safe at Texan Sky Federal Credit Union?

Yes. Texan Sky Federal Credit Union is a federally insured credit union (NCUA charter #3938). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.7% of shares and deposits ($1.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.65%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Texan Sky Federal Credit Union lists 1 office in 1 city. Most locations:

  • Dumas, TX (1)

All branch addresses and map

Identity & history

Profile

Legal name
Texan Sky Federal Credit Union
Type
Federal credit union
NCUA charter #
3938
RSSD ID
395573
Primary regulator
NCUA
Established
1940
Headquarters
PO Box 400, Dumas, TX 79029
Employees
16

Quick answers

Texan Sky Federal Credit Union: common questions

Is Texan Sky Federal Credit Union NCUA insured?

Yes. Texan Sky Federal Credit Union is a federally insured credit union (NCUA charter #3938). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Texan Sky Federal Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Texan Sky Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Dumas

InstitutionScoreAssetsCapitalProblem loansCompare
First State BankBank Stratford, TX88 out of 100, Very strong$371.9M12.6%0.00%vs
Centennial BankBank Conway, AR79 out of 100, Strong$24.6B12.6%0.55%vs
Dalhart Federal Savings & Loan Association, SSBBank Dalhart, TX69 out of 100, Moderate$126.3M11.4%0.16%vs
First National Bank TexasBank Killeen, TX64 out of 100, Moderate$4.6B9.1%1.23%vs
Moore County Schools Federal Credit UnionCredit union Dumas, TX62 out of 100, Moderate$5.1M12.4%1.92%vs
Panhandle First BankBank Guymon, OK56 out of 100, Moderate$568.7M13.0%2.34%vs